We're Debt FREEEEE!!!! :)

If you've ever listened to a Dave Ramsey radio show, you know how the title sounds when people call in to yell it.  Well, this is our 2nd time to be debt free, not including our mortgage.  This time, however, we are NOT going to go back into debt.  If you remember this post from back in May, we are right on track with paying off the car.  However, after praying and more discussions with Eric, we've decided to slow down our savings, and take 1 year for our emergency fund growth.  So from 11/1/2009 - 10/31/2010 we are saving, saving, saving, and we (per my budget) will have our fund fully funded by that day.  After that we just continue on with the baby steps, retirement, kids college funds, etc.  We will take an off course trek for a little by continuing to save for a down payment.  We plan on trying to sell our house summer of 2011 and move to a 'slightly' bigger one here in Katy.  That is the plan currently, but obviously time will tell!! 

I have another post coming shortly of all the silly things Cara has been doing/saying lately, but that may wait till tomorrow!